Money Foundations
Your College Money Starter Guide
Short lessons, plain English, and real checklists for budgeting, credit, credit monitoring, and savings. No login. Nothing to sign up for. Take it at your own pace — you're already ahead for starting.
Three actions. That's the whole list.
Don't try to do everything at once. Tap each one when it's done — your progress is saved right here on your device.
Your goal is not to open the most accounts. Your goal is to build habits that give your future self more choices.
Built in order, open to everyone
Every phase is available right now. Phase 3 is labeled “Explore Later” — read it whenever you're ready, not because a calendar says so.
Know Your Money
Find out what actually comes in, what truly must go out, and how much you can safely save.
Open this phaseBuild Credit and Savings Together
Start credit carefully, check your report, and grow savings at the same time — slowly and on purpose.
Open this phaseInvesting — Your Next Chapter
A short, calm introduction to what investing is — and why it can wait until your foundation is steady.
Open this phaseYour checklist
Start Here This Week
Phase 1 · Know Your Money
Phase 2 · Build Credit and Savings Together
Phase 3 · Investing — Your Next Chapter
Your progress lives in your browser on this device only. Reset it anytime. We don't collect Social Security numbers, account numbers, bank credentials, or credit reports.